Finance
Flexible Finance Options
Premium stone worktops are a long-term investment in your home. Our interest-free finance lets you spread the cost comfortably over 12 or 24 months — with no hidden fees and no interest to pay.
Interest-Free Finance
Pay nothing extra — ever
Our 0% finance option means the total amount you pay back equals exactly what your worktops cost — nothing added, no interest charges, no arrangement fees.
Simply divide your project total by the number of months you choose (12 or 24), and that is your fixed monthly payment. The first payment is taken 30 days after your order is confirmed.
Finance is provided by our regulated lending partner and is subject to status and affordability checks. Most applicants receive an instant decision online.
24 months
Maximum term
0%
Interest rate
None
Arrangement fee
No penalty
Early repayment
Example Plans
See what your monthly payments could be
These are illustrative examples only. Your actual monthly payment will be shown during checkout before you commit to anything.
| Order Value | Term | APR | Monthly Payment | Total Repayable | Deposit |
|---|---|---|---|---|---|
| £1,500 | 12 months | 0% | £125.00 | £1,500 | £0 |
| £2,000 | 12 months | 0% | £166.67 | £2,000 | £0 |
| £2,500 | 18 months | 0% | £138.89 | £2,500 | £0 |
| £3,000 | 18 months | 0% | £166.67 | £3,000 | £0 |
| £4,000 | 24 months | 0% | £166.67 | £4,000 | £0 |
| £5,000 | 24 months | 0% | £208.33 | £5,000 | £0 |
Representative example: 0% APR. Credit subject to status. Stoneone acts as a credit broker, not a lender. Minimum order £1,000.
How to Apply
Three simple steps
Choose Your Worktops
Select your material and finalise your design with our team. Receive a confirmed quotation for your project.
Select Finance at Checkout
When confirming your order, choose your preferred finance term. You will be directed to a quick, secure online application — typically completed in under 5 minutes.
Instant Decision & Order Confirmed
Most applications receive an instant decision. Once approved, your order is confirmed and we proceed to templating and fabrication.
Eligibility
Who can apply?
Finance is available to most UK residents. To be eligible, you will generally need to meet the following criteria:
- You must be aged 18 or over
- UK resident with a permanent UK address
- In regular employment, self-employed, or receiving a regular pension
- Hold a UK bank or building society account
- Have a satisfactory credit history
- Minimum order value of £1,000 for finance applications
Good to Know
Common questions
Will applying affect my credit score?
A soft credit check is performed during the quote stage, which does not affect your score. A full credit search is only carried out once you formally apply.
Can I pay off early?
Yes. You can repay your balance in full at any time with no early repayment charges.
What if I am declined?
If your application is declined, you can still proceed by paying in full. We accept bank transfer, debit card, and credit card.
Who provides the finance?
Finance is provided by our FCA-authorised lending partner. Stoneone is a registered credit broker, not a lender.
Representative APR: 0% APR representative (fixed). Credit is subject to status and affordability. Stoneone Limited is a credit broker authorised and regulated by the Financial Conduct Authority (FCA). Finance is provided by a panel of FCA-authorised lenders. Minimum purchase value £1,000. Finance is available to UK residents aged 18 and over. Terms and conditions apply. Finance availability and rates may vary. Your home is not at risk if you do not keep up repayments on a finance agreement secured on it.
Ready to get started?
Get a personalised quote for your project today. Finance options will be presented clearly before you confirm anything.